Liberty Mutual Appetite Guide
Liberty Mutual appetite across 19 business classes. Available in all 50 states and dc.
Liberty Mutual offers a solid restaurant program but is not the most aggressive on pricing. Their strength is in workers' comp and loss control for restaurant groups. For single-location restaurants, Nationwide or Progressive may be more competitive. Liberty Mutual is best positioned for mid-size restaurant groups that value risk management.
Preferred Appetite (8 classes)
preferredGeneral Contractors
General Liability · Workers' Compensation · Commercial Auto
preferredManufacturing
General Liability · Commercial Property · Workers' Compensation
preferredWholesale Distribution
General Liability · Commercial Property · Commercial Auto
preferredPlumbing Contractors
General Liability · Commercial Property · Workers' Compensation
preferredElectrical Contractors
General Liability · Commercial Property · Workers' Compensation
preferredAccounting Firms
Business Owners Policy (BOP) · General Liability · Commercial Property
preferredLaw Firms
Business Owners Policy (BOP) · General Liability · Commercial Property
preferredHealthcare / Medical
Business Owners Policy (BOP) · General Liability · Commercial Property
Standard Appetite (9 classes)
standardRestaurants
General Liability · Business Owners Policy (BOP) · Workers' Compensation
standardRetail Stores
General Liability · Business Owners Policy (BOP) · Workers' Compensation
standardProfessional Services
General Liability · Business Owners Policy (BOP) · Professional Liability (E&O)
standardTechnology Companies
General Liability · Business Owners Policy (BOP) · Technology E&O
standardReal Estate
General Liability · Business Owners Policy (BOP) · Commercial Property
standardCleaning Services
Business Owners Policy (BOP) · General Liability · Commercial Property
standardLandscaping & Lawn Care
Business Owners Policy (BOP) · General Liability · Commercial Property
standardAuto Repair Shops
General Liability · Commercial Property · Workers' Compensation
standardBeauty Salons & Spas
Business Owners Policy (BOP) · General Liability · Commercial Property
Limited Appetite (2 classes)
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