IMT: Trucking Insurance Appetite
IMT is a standard/admitted carrier. Online quoting available. Operates in a six-state territory: Iowa, Illinois, Minnesota, Nebraska, South Dakota, and Wisconsin. Targets businesses with up to 15 employees.
Available Lines
| Line of Business |
|---|
| General Liability |
| Commercial Property |
| Umbrella/Excess |
Premium Range
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Typical annual premium
Target States
IA, IL, MN, NE, SD, WI
Key Features
- Businessowners Policy (BOP): Tailored for small to medium-sized business owners to protect business assets. (includes Accounts receivable, Identity recovery, Outdoor property)
- Commercial Auto: Protects businesses against financial losses resulting from auto accidents. (includes Additional Insured, Business Interruption, Full Glass Repair and Replacement)
- Commercial Property: Protects business buildings and contents. (includes Property Diamond Endorsement (over 30 coverages))
- Commercial Umbrella: Provides an extra layer of liability protection over primary policies.
Limitations
- Does not offer Commercial Auto, Workers Comp, Cargo Insurance, Physical Damage — may need separate placement
- Available in 6 states only — verify availability in your state
- Maximum revenue limit: $10.0M
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$5,000-$25,000+
$15,000-$60,000
$8,000-$35,000
Not available
$3,000-$12,000
$10,000-$50,000
Not available
$8,000-$60,000
$5,000-$25,000
$5,000-$30,000
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$6,000-$20,000
$7,000-$25,000
$8,000-$30,000
$5,000-$18,000
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Not available
$5,000-$40,000
$5,000-$50,000
$2,000-$15,000
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