Hiscox Appetite Guide
Hiscox appetite across 19 business classes. Available in all 50 states.
Hiscox can provide basic GL for very small food service operations — think personal chefs, small caterers, and food truck operators. For actual sit-down restaurants, Progressive or a restaurant program specialist will be far more appropriate. Use Hiscox only as a last resort for tiny food businesses.
Preferred Appetite (7 classes)
preferredGeneral Contractors
General Liability · Professional Liability (Contractors PL) · Business Owners Policy (BOP)
preferredProfessional Services
General Liability · Professional Liability · Cyber Liability
preferredTechnology Companies
General Liability · Professional Liability · Cyber Liability
preferredHealthcare Offices
General Liability · Professional Liability · Medical Malpractice
preferredAccounting Firms
Business Owners Policy (BOP) · General Liability · Commercial Property
preferredLaw Firms
Business Owners Policy (BOP) · General Liability · Commercial Property
preferredHealthcare / Medical
Business Owners Policy (BOP) · General Liability · Commercial Property
Standard Appetite (3 classes)
Limited Appetite (8 classes)
limitedRestaurants
General Liability
limitedManufacturing
General Liability · Professional Liability
limitedWholesale Distribution
General Liability · Professional Liability
limitedCleaning Services
Business Owners Policy (BOP) · General Liability · Commercial Property
limitedLandscaping & Lawn Care
Business Owners Policy (BOP) · General Liability · Commercial Property
limitedPlumbing Contractors
General Liability · Commercial Property · Workers' Compensation
limitedElectrical Contractors
General Liability · Commercial Property · Workers' Compensation
limitedAuto Repair Shops
General Liability · Commercial Property · Workers' Compensation
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