Coastal American: Professional Services Insurance Appetite
Coastal American is a standard/admitted carrier. Commercial insurance products listed are offered by Coastal American Insurance Services, Inc. in California. The Coastal American Insurance Company (carrier) site redirects to Gulf States Insurance, which serves LA, MS, and AL primarily for personal lines and flood.
Available Lines
| Line of Business |
|---|
| Business Owners Policy (BOP) |
| General Liability |
| Commercial Property |
| Workers' Compensation |
| Professional Liability (E&O) |
Premium Range
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Typical annual premium
Target States
CA
Key Features
- Commercial Auto Insurance: Comprehensive auto and trucking coverage for business vehicles, fleets, and specialized goods or hazardous materials. (includes Liability and property coverage can be bundled into a package policy)
- General Liability Insurance (includes Customized bundled insurance packages)
- Commercial Property Insurance: Protects physical assets like buildings, equipment, inventory, and business records against theft, fire, and vandalism. (includes Ability to combine property and liability coverage)
- Professional Liability Insurance: Protects against financial costs of negligence claims, misrepresentation, or failing to provide intended services.
Limitations
- Does not offer Cyber Liability — may need separate placement
- Available in 1 states only — verify availability in your state
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