Commercial auto & trucking insurtech

Trucking is where telematics rewrote underwriting. These insurers price fleets on how they actually drive — real-time safety data feeding upfront discounts, monthly premium adjustments, or continuous driver coaching. Independent, source-checked profiles, with ratings and key facts side by side.

Ratings are QuoteSweep’s independent editorial score (out of 5), calibrated within this category. Tap any company for the full profile and methodology.

CompanyRatingBest forBackingKey coverageAvailability
Nirvana logoNirvana4.3 / 5Owner-operators and fleets that want telematics-based pricing and fast, modern claims$100M Series D at a ~$1.5B valuation (2025, led by Valor Equity Partners); prior $80M Series C (2025)Auto Liability, Auto Physical Damage, General Liability +1 moreUS trucking (owner-operators and fleets)
Cover Whale logoCover Whale4.0 / 5Single trucks and small-to-mid fleets whose agent wants fast binding plus driver coaching$27.5M Series A (2024, Morgan Stanley Expansion Capital) + a ~$40M growth round (2025, MSEC)Commercial Auto (trucking), Motor Truck Cargo, General Liability (trucking)46 states, via ~5,000 brokerage agencies
HDVI logoHDVI3.9 / 5Mid-size trucking fleets that want telematics-based, monthly-adjusting premiums~$70M+ raised across rounds; investors include Munich Re Ventures, Weatherford Capital, 8VC, Autotech VenturesCommercial Auto (fleet), Motor Truck Cargo, General Liability (fleet)US trucking fleets
Cover Whale logo

Cover Whale

Single trucks and small-to-mid fleets whose agent wants fast binding plus driver coaching

HDVI logo

HDVI

Mid-size trucking fleets that want telematics-based, monthly-adjusting premiums

Nirvana logo

Nirvana

Owner-operators and fleets that want telematics-based pricing and fast, modern claims

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