StandardVerified Q1 2026
Source: Travelers — Retail Insurance
Travelers: Retail Stores Insurance Appetite
Travelers is a solid mid-market option for retail stores with $1M-$20M in revenue. Their BOP form is broader than Progressive's, with better property sublimits and EPLI availability. For smaller shops, Progressive will usually win on price, but Travelers offers stronger coverage terms.
Available Lines
| Line of Business |
|---|
| General Liability |
| Business Owners Policy (BOP) |
| Commercial Property |
| Workers' Compensation |
| Umbrella/Excess |
| Employment Practices Liability |
Premium Range
$2,500-$12,000
Typical annual premium
Target States
All 50 states
Key Features
- BOP program with broad property and liability forms for mid-size retailers
- Employment practices liability available as a package endorsement
- Strong loss control resources for slip-and-fall prevention
- Flexible property valuation for high-value inventory retailers
Limitations
- Small retailers under $500K revenue may find Progressive more competitive
- Cannabis-related retail is excluded nationwide
- E-commerce-only retailers are not eligible for the standard BOP
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