Hanover Insurance Appetite Guide
Hanover Insurance appetite across 18 business classes. Available in 36 states (strongest in northeast and mid-atlantic, expanding nationally).
Hanover is a reliable choice for restaurants in the Northeast and Mid-Atlantic. Their relationship-based model through independent agents means personalized service and competitive terms. Not the broadest geographic footprint, but in their core territory they are very competitive for family-owned and independent restaurants.
Preferred Appetite (7 classes)
preferredRetail Stores
General Liability · Business Owners Policy (BOP) · Workers' Compensation
preferredProfessional Services
General Liability · Business Owners Policy (BOP) · Professional Liability (E&O)
preferredTechnology Companies
General Liability · Business Owners Policy (BOP) · Technology E&O
preferredPlumbing Contractors
General Liability · Commercial Property · Workers' Compensation
preferredElectrical Contractors
General Liability · Commercial Property · Workers' Compensation
preferredAccounting Firms
Business Owners Policy (BOP) · General Liability · Commercial Property
preferredLaw Firms
Business Owners Policy (BOP) · General Liability · Commercial Property
Standard Appetite (7 classes)
standardRestaurants
General Liability · Business Owners Policy (BOP) · Workers' Compensation
standardGeneral Contractors
General Liability · Workers' Compensation · Commercial Auto
standardManufacturing
General Liability · Commercial Property · Workers' Compensation
standardReal Estate
General Liability · Business Owners Policy (BOP) · Commercial Property
standardWholesale Distribution
General Liability · Commercial Property · Commercial Auto
standardLandscaping & Lawn Care
Business Owners Policy (BOP) · General Liability · Commercial Property
standardAuto Repair Shops
General Liability · Commercial Property · Workers' Compensation
Limited Appetite (4 classes)
limitedTrucking
Commercial Auto · General Liability · Workers' Compensation
limitedHealthcare Offices
General Liability · Business Owners Policy (BOP) · Workers' Compensation
limitedCleaning Services
Business Owners Policy (BOP) · General Liability · Commercial Property
limitedBeauty Salons & Spas
Business Owners Policy (BOP) · General Liability · Commercial Property
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