DUAL: Technology Companies Insurance Appetite
DUAL is a standard/admitted carrier. Online quoting available. Most programs (Cyber, PL, Transactional, Surety, WC) are nationwide. E&S Auto is currently active in CA and TX. E&S Property has significant coastal restrictions and habitational prohibitions in TX, OK, KS, NE, AR, MO, IA, and KY.
Available Lines
| Line of Business |
|---|
| Business Owners Policy (BOP) |
| General Liability |
| Commercial Property |
| Workers' Compensation |
| Professional Liability (E&O) |
| Cyber Liability |
Premium Range
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Typical annual premium
Target States
All 50 states + DC
Key Features
- Construction Insurance (includes Occurrence form (ISO CG 00 01), Employee Benefits Liability (EBL))
- Cyber & Technology Professional Liability (includes Breach response costs outside limits, Business interruption, Cyber crime and invoice manipulation)
- Professional Liability (Architects & Engineers): Professional liability coverage for architects, engineers, and design-build contractors. (includes Contractors' pollution, Emergency response costs, Pre-claim assistance)
- Miscellaneous Professional Liability: Professional liability coverage for over 100 approved classes, specializing in small businesses. (includes Optional Cyber package)
Limitations
- Does not offer EPLI — may need separate placement
- Maximum revenue limit: $2147.5M
Compare Other Carriers for Technology Companies
$1,500-$7,000
$3,000-$25,000
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$1,000-$8,000
$800-$6,000
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$2,000-$10,000
$2,500-$15,000
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$3,000-$50,000
$2,500-$30,000
$400-$6,000
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