Coterie Insurance Appetite Guide
Coterie Insurance appetite across 19 business classes. Available in 48 states (availability varies, not all states for all products).
Coterie is purpose-built for micro and very small restaurants — food trucks, small cafes, bakeries, and pop-up concepts. Their instant-issue process is unmatched for speed. For larger restaurants or those needing commercial auto, pair Coterie with a carrier like Progressive or Hartford.
Preferred Appetite (11 classes)
preferredProfessional Services
Business Owners Policy (BOP) · General Liability · Professional Liability (E&O)
preferredTechnology Companies
Business Owners Policy (BOP) · General Liability · Professional Liability (Tech E&O)
preferredCleaning Services
Business Owners Policy (BOP) · General Liability · Commercial Property
preferredLandscaping & Lawn Care
Business Owners Policy (BOP) · General Liability · Commercial Property
preferredPlumbing Contractors
General Liability · Commercial Property
preferredElectrical Contractors
General Liability · Commercial Property
preferredAuto Repair Shops
General Liability · Commercial Property
preferredBeauty Salons & Spas
Business Owners Policy (BOP) · General Liability · Commercial Property
preferredAccounting Firms
Business Owners Policy (BOP) · General Liability · Commercial Property
preferredLaw Firms
Business Owners Policy (BOP) · General Liability · Commercial Property
preferredHealthcare Offices
Business Owners Policy (BOP) · General Liability · Commercial Property
Standard Appetite (4 classes)
standardRestaurants
Business Owners Policy (BOP) · General Liability · Workers' Compensation
standardGeneral Contractors
General Liability · Business Owners Policy (BOP) · Workers' Compensation
standardRetail Stores
Business Owners Policy (BOP) · General Liability · Workers' Compensation
standardReal Estate
Business Owners Policy (BOP) · General Liability · Professional Liability
Limited Appetite (2 classes)
Need to check carrier appetite for a specific risk?
Try the Appetite Checker