AmTrust Financial Services Appetite Guide
AmTrust Financial Services appetite across 18 business classes. Available in all 50 states.
AmTrust is one of the strongest workers' comp markets for restaurants in the country. Their small business WC program is built for the high-turnover, high-frequency claim environment that restaurants create. Pair the WC with their BOP for a full package — the bundled pricing is competitive and the equipment breakdown coverage handles commercial kitchen risks well. For agents quoting restaurant accounts with 1-50 employees, AmTrust should be among your first three markets alongside Travelers and Progressive.
Preferred Appetite (10 classes)
preferredRestaurants
General Liability · Workers' Compensation · Business Owners Policy (BOP)
preferredRetail Stores
General Liability · Workers' Compensation · Business Owners Policy (BOP)
preferredProfessional Services
General Liability · Professional Liability · Workers' Compensation
preferredHealthcare Offices
General Liability · Workers' Compensation · Business Owners Policy (BOP)
preferredLandscaping & Lawn Care
Business Owners Policy (BOP) · General Liability · Commercial Property
preferredPlumbing Contractors
General Liability · Commercial Property · Workers' Compensation
preferredElectrical Contractors
General Liability · Commercial Property · Workers' Compensation
preferredAuto Repair Shops
General Liability · Commercial Property · Workers' Compensation
preferredAccounting Firms
Business Owners Policy (BOP) · General Liability · Commercial Property
preferredLaw Firms
Business Owners Policy (BOP) · General Liability · Commercial Property
Standard Appetite (7 classes)
standardGeneral Contractors
General Liability · Workers' Compensation · Commercial Auto
standardTechnology Companies
General Liability · Workers' Compensation · Business Owners Policy (BOP)
standardManufacturing
General Liability · Workers' Compensation · Commercial Property
standardReal Estate
General Liability · Workers' Compensation · Business Owners Policy (BOP)
standardWholesale Distribution
General Liability · Workers' Compensation · Business Owners Policy (BOP)
standardCleaning Services
Business Owners Policy (BOP) · General Liability · Commercial Property
standardBeauty Salons & Spas
Business Owners Policy (BOP) · General Liability · Commercial Property
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