Enter your written premium, agency commission rate, and producer split to see a full compensation breakdown — including bonus payouts and agency net.
Industry context: Most independent P&C agencies pay producers 30%–50% of agency commission on new business, with service commission ranging from 20%–35% on renewals. Commercial lines producers typically earn 35%–50% splits; personal lines producers earn 25%–40%.
This calculator models base commission splits and a simple override bonus structure. Actual comp plans vary — many agencies use salary + draw, profit sharing, or tiered splits based on production volume.
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We'll send you current industry benchmarks for producer splits, bonus structures, and total comp by book size.
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