Coalition Insurance Review 2026: Active Cyber Insurance
Coalition is the company that turned cyber insurance from a policy you file a claim against into a service that tries to stop the claim from happening. It calls the model Active Insurance: coverage bundled with security technology that monitors, alerts, and responds. This is an independent profile from QuoteSweep, which maps the modern commercial insurance landscape. QuoteSweep does not compete with Coalition.
TL;DR: Coalition (coalitioninc.com) is the leading cyber insurance provider, built around Active Insurance — coverage paired with security tooling that helps businesses prevent and respond to attacks. It writes cyber, technology E&O, executive risks, and miscellaneous professional liability, distributed through appointed brokers and backed by A-rated capacity (Allianz, Swiss Re, Lloyd's, Zurich, and others). Per reporting it raised a $250M Series F at a $5B valuation in 2022.
What Coalition is
Coalition's pitch is that "traditional insurance wasn't built for cyber threats that evolve daily," so it pairs the policy with active defense. Every policyholder gets access to Coalition Control®, a cyber-risk platform, along with continuous vulnerability and dark-web monitoring, AI-powered email-fraud alerts, and Wirespeed, its managed detection and response (MDR) product. When something does go wrong, Coalition Incident Response brings in digital-forensics and incident expertise. The insurance and the security tooling are meant to work as one system.
Who Coalition is for
Coalition serves a wide range — from SMEs buying Active Cyber Insurance to enterprises with their own security teams — and works heavily through brokers, managed service providers, and value-added resellers. In practice it fits any business that wants cyber coverage that comes with tooling to reduce the risk, rather than a bare policy.
Coverage lines
Coalition writes more than cyber:
- Cyber — its flagship Active Cyber Insurance, for SMEs and enterprises
- Technology E&O — errors and omissions for technology businesses
- Executive Risks — management-liability protection for organizations and their leaders
- Miscellaneous Professional Liability — E&O for professional service providers
- AI-threat coverage — built to respond to AI-driven cyber threats
What Coalition reports about itself
From Coalition's site (company-stated) and third-party sources:
- Model: Active Insurance — coverage plus bundled security technology and response
- Capacity (site): Allianz (A+ rated), Arch, Ascot, Fortegra, Lloyd's, Swiss Re, Vantage, Zurich, and others
- Funding (third-party): a $250M Series F at a $5B valuation in 2022, led by Allianz X; roughly $800M+ raised in total, with a reported $30M strategic investment from Mitsui Sumitomo in 2025
- Founded: 2017; headquartered in San Francisco
Funding and valuation figures are as reported by Coalition and third parties and are not independently audited.
How Coalition compares
- vs. At-Bay: both pair cyber coverage with security services; Coalition has the broader product set (executive risks, MPL, AI) and the larger capacity panel, while At-Bay leans hard into bundled MDR ("InsurSec") on Munich Re-backed paper.
- vs. a full-stack startup carrier (Corgi): Corgi packages cyber into a broader startup insurance stack it underwrites end-to-end; Coalition is a cyber specialist distributed through brokers, with security tooling as the differentiator.
- See the whole category: compare cyber players side by side on the cyber insurtech hub.
Frequently Asked Questions
What is Coalition's "Active Insurance"?
It is cyber coverage bundled with security technology — the Coalition Control risk platform, continuous vulnerability and dark-web monitoring, email-fraud alerts, and Wirespeed MDR — meant to help prevent and respond to attacks, not just pay claims.
Is Coalition a broker or a carrier?
Coalition is a cyber-focused managing general agent that underwrites on behalf of A-rated capacity partners (Allianz, Swiss Re, Lloyd's, Zurich, and others). It distributes through appointed brokers rather than selling direct.
What does Coalition insure?
Cyber, technology E&O, executive risks (management liability), miscellaneous professional liability, and AI-driven cyber threats.
How do you buy Coalition insurance?
Through an appointed broker or agent, who quotes and binds on Coalition's platform. Premium depends on the business, its security posture, and the coverage selected.
Get a quote from Coalition
If you want cyber coverage that comes with security tooling and response built in, Coalition is the category benchmark to compare against.
For related coverage explainers, see cyber liability insurance and technology E&O, or compare the full field on the cyber insurtech hub.
Sources: coalitioninc.com (Active Insurance model, products, bundled security, capacity partners); Coalition announcements, Crunchbase, and Forbes (funding, valuation, founding). Company-reported figures are not independently audited.
