AI agent insurance

The newest category in commercial insurance: coverage for losses caused by AI. As standard policies add AI exclusions, these players write affirmative coverage for AI agents and generative AI — some pairing it with model verification, certification, or continuous scanning. Research profiles with rating status and key facts side by side.

Ratings are not yet published under methodology v2.1. Tables are separated by entity class; tap any company for the full profile, or read the ratings methodology.

Carriers, MGAs & full-stack platforms

Compared only within this entity class.

Corgi

Best for: Startups and tech companies wanting a full insurance stack, including AI risk
Backing: ~$378M raised (reported); latest a $106M Series B1 at a $2.6B valuation
Key coverage: Technology E&O (incl. AI), Cyber, Media Liability +4 more
Availability: US startups and technology companies

Company	Best for	Backing	Key coverage	Availability
Corgi	Startups and tech companies wanting a full insurance stack, including AI risk	~$378M raised (reported); latest a $106M Series B1 at a $2.6B valuation	Technology E&O (incl. AI), Cyber, Media Liability +4 more	US startups and technology companies

AI agent insurers

Compared only within this entity class.

AIUC

Best for: Enterprises and AI vendors wanting a certified-plus-insured approach to AI agents
Backing: $15M seed, backed by Nat Friedman (reported)
Key coverage: AI agent liability (with AIUC-1 certification)
Availability: US enterprises

Armilla

Best for: AI liability paired with independent model verification, distributed via brokers
Backing: ~C$6M (US$4.5M) seed led by Mistral Venture Partners (2024); Lloyd's coverholder, partners incl. Chaucer, Axis, Convex, Swiss Re, Greenlight Re
Key coverage: Affirmative AI liability (generative AI + agents)
Availability: Via brokers

Klaimee

Best for: AI vendors and enterprises insuring autonomous AI agents
Backing: Y Combinator
Key coverage: AI agent liability (first- and third-party)
Availability: US, B2B (bounded use cases)

Mount

Best for: Companies deploying autonomous AI agents in production
Backing: Y Combinator (Spring 2026)
Key coverage: AI agent liability (ActiveCover, 8 risk categories)
Availability: US, AI-native companies

Testudo

Best for: US companies needing standalone, Lloyd's-backed generative AI liability
Backing: IA Capital, LocalGlobe, A100x, Goldman Sachs partners; Lloyd's Lab
Key coverage: Generative AI liability (standalone)
Availability: All 50 US states (E&S)

Company	Best for	Backing	Key coverage	Availability
AIUC	Enterprises and AI vendors wanting a certified-plus-insured approach to AI agents	$15M seed, backed by Nat Friedman (reported)	AI agent liability (with AIUC-1 certification)	US enterprises
Armilla	AI liability paired with independent model verification, distributed via brokers	~C$6M (US$4.5M) seed led by Mistral Venture Partners (2024); Lloyd's coverholder, partners incl. Chaucer, Axis, Convex, Swiss Re, Greenlight Re	Affirmative AI liability (generative AI + agents)	Via brokers
Klaimee	AI vendors and enterprises insuring autonomous AI agents	Y Combinator	AI agent liability (first- and third-party)	US, B2B (bounded use cases)
Mount	Companies deploying autonomous AI agents in production	Y Combinator (Spring 2026)	AI agent liability (ActiveCover, 8 risk categories)	US, AI-native companies
Testudo	US companies needing standalone, Lloyd's-backed generative AI liability	IA Capital, LocalGlobe, A100x, Goldman Sachs partners; Lloyd's Lab	Generative AI liability (standalone)	All 50 US states (E&S)