AI agent insurance
The newest category in commercial insurance: coverage for losses caused by AI. As standard policies add AI exclusions, these players write affirmative coverage for AI agents and generative AI — some pairing it with model verification, certification, or continuous scanning. Independent, source-checked profiles, with ratings and key facts side by side.
Ratings are QuoteSweep’s independent editorial score (out of 5), calibrated within this category. Tap any company for the full profile and methodology.
| Company | Rating | Best for | Backing | Key coverage | Availability |
|---|---|---|---|---|---|
| 4.5 / 5 | Startups and tech companies wanting a full insurance stack, including AI risk | ~$378M raised (reported); latest a $106M Series B1 at a $2.6B valuation | Technology E&O (incl. AI), Cyber, Media Liability +4 more | US startups and technology companies | |
| 4.3 / 5 | US companies needing standalone, Lloyd's-backed generative AI liability | IA Capital, LocalGlobe, A100x, Goldman Sachs partners; Lloyd's Lab | Generative AI liability (standalone) | All 50 US states (E&S) | |
| 4.1 / 5 | AI liability paired with independent model verification, distributed via brokers | ~C$6M (US$4.5M) seed led by Mistral Venture Partners (2024); Lloyd's coverholder, partners incl. Chaucer, Axis, Convex, Swiss Re, Greenlight Re | Affirmative AI liability (generative AI + agents) | Via brokers | |
| 3.9 / 5 | Enterprises and AI vendors wanting a certified-plus-insured approach to AI agents | $15M seed, backed by Nat Friedman (reported) | AI agent liability (with AIUC-1 certification) | US enterprises | |
| 3.9 / 5 | Companies deploying autonomous AI agents in production | Y Combinator (Spring 2026) | AI agent liability (ActiveCover, 8 risk categories) | US, AI-native companies | |
| 3.8 / 5 | AI vendors and enterprises insuring autonomous AI agents | Y Combinator | AI agent liability (first- and third-party) | US, B2B (bounded use cases) |
AIUC
Enterprises and AI vendors wanting a certified-plus-insured approach to AI agents
Armilla
AI liability paired with independent model verification, distributed via brokers
Corgi
Startups and tech companies wanting a full insurance stack, including AI risk
Klaimee
AI vendors and enterprises insuring autonomous AI agents
Mount
Companies deploying autonomous AI agents in production
Testudo
US companies needing standalone, Lloyd's-backed generative AI liability
Also useful: AI agent insurance explained, best AI liability insurance, or the full insurtech landscape.