PreferredVerified Q1 2026
Source: USLI — Products
USLI: Nonprofits Insurance Appetite
USLI has a strong nonprofit program that stands out because it bundles D&O, EPL, and professional liability — coverages that many small commercial carriers do not offer for nonprofits. For agents with nonprofit clients, USLI should be a primary market for management liability lines. Pair with a WC/auto carrier for complete coverage.
Available Lines
| Line of Business |
|---|
| General Liability |
| Directors & Officers |
| Employment Practices Liability |
| Professional Liability |
| Business Owners Policy (BOP) |
| Commercial Property |
| Umbrella/Excess |
Premium Range
$1,500-$10,000
Typical annual premium
Target States
All 50 states
Key Features
- D&O and EPL coverage specifically designed for nonprofit boards and staff
- GL and BOP for charitable, religious, and youth-serving organizations
- Professional liability for nonprofits providing counseling or advisory services
- National availability — all 50 states
- Competitive pricing for organizations with limited budgets
Limitations
- Healthcare facilities with overnight patient exposure are excluded
- No workers' compensation available
- Large nonprofits with complex operations may need supplemental markets