Southern Owners Appetite Guide
Southern Owners appetite across 19 business classes. Available in 26 states (al, az, ar, co, fl, and more).
Southern Owners is a standard/admitted carrier. Auto-Owners Insurance operates in 26 states. Southern-Owners Insurance Company specifically writes property & casualty products in Florida.
Preferred Appetite (9 classes)
preferredAccounting Firms
Business Owners Policy (BOP) · General Liability · Commercial Property
preferredAuto Repair Shops
General Liability · Commercial Property · Workers' Compensation
preferredBeauty Salons & Spas
Business Owners Policy (BOP) · General Liability · Commercial Property
preferredGeneral Contractors
General Liability · Commercial Property · Workers' Compensation
preferredHealthcare / Medical
Business Owners Policy (BOP) · General Liability · Commercial Property
preferredManufacturing
General Liability · Commercial Property · Workers' Compensation
preferredProfessional Services
Business Owners Policy (BOP) · General Liability · Commercial Property
preferredRestaurants
Business Owners Policy (BOP) · General Liability · Commercial Property
preferredRetail Stores
Business Owners Policy (BOP) · General Liability · Commercial Property
Standard Appetite (10 classes)
standardCleaning Services
Business Owners Policy (BOP) · General Liability · Commercial Property
standardElectrical Contractors
General Liability · Commercial Property · Workers' Compensation
standardHealthcare Offices
Business Owners Policy (BOP) · General Liability · Commercial Property
standardLandscaping & Lawn Care
Business Owners Policy (BOP) · General Liability · Commercial Property
standardLaw Firms
Business Owners Policy (BOP) · General Liability · Commercial Property
standardPlumbing Contractors
General Liability · Commercial Property · Workers' Compensation
standardReal Estate
Business Owners Policy (BOP) · General Liability · Commercial Property
standardTechnology Companies
Business Owners Policy (BOP) · General Liability · Commercial Property
standardTrucking
General Liability · Commercial Property · Workers' Compensation
standardWholesale Distribution
General Liability · Commercial Property · Workers' Compensation
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