PreferredVerified Q1 2026
Source: Sentry — For Agents and Brokers
Sentry: Auto Dealerships Insurance Appetite
Dealerships are one of Sentry's named specialty classes. They cover the full range of dealership types including auto, agricultural equipment, boat, and industrial equipment dealers. For agents in Sentry's territory with dealership accounts, this is a primary market.
Available Lines
| Line of Business |
|---|
| General Liability |
| Commercial Property |
| Commercial Auto |
| Workers' Compensation |
| Inland Marine |
| Umbrella/Excess |
| Crime/Fidelity |
Premium Range
$10,000-$80,000
Typical annual premium
Target States
12 states (WI, IL, IA, CO, TX, NC, CA, TN, OR, VA, AZ, MA)
Key Features
- Dedicated dealership program covering auto, ag, boat, and industrial equipment dealers
- Garage keepers liability and dealers open lot coverage
- Full-package with property, GL, auto, and WC in one program
- Mutual carrier stability through market cycles
Limitations
- 12-state territory — dealerships outside this footprint cannot be placed
- Mega-dealers with 10+ rooftops may exceed middle-market appetite
- No online quoting portal — all submissions through appointed agents