Source: Carrier website and product data
Nationwide: Beauty Salons & Spas Insurance Appetite
Nationwide can write beauty salons & spas accounts but this is not a focus segment — best used when the account has other lines already placed with Nationwide or when primary markets have declined. Many stylists are independent contractors — confirm employment status before quoting workers' comp
Available Lines
| Line of Business |
|---|
| Business Owners Policy (BOP) |
| General Liability |
| Commercial Property |
| Workers' Compensation |
| Professional Liability (E&O) |
Premium Range
$2,200-$9,600
Typical annual premium
Target States
All 50 states + DC
Key Features
- Business owner's policy (BOP) covers beauty salons & spas operations with Includes $10K equipment breakdown, Accounts receivable, Data breach
- Workers' comp for 3-15 employees with online quoting and pay-as-you-go billing
- Nationwide provides professional liability covering allergic reactions and treatment-related injury claims
- Nationwide provides product liability for retail products sold in the salon
- Online quoting available — agents can get beauty salons & spas quotes without calling underwriting
Limitations
- Beauty Salons & Spas is not a target class for Nationwide — expect longer underwriting timelines and less flexible eligibility
- Medical aesthetic procedures (Botox, fillers, laser treatments) require medical professional liability — not covered under salon E&O
- Tanning bed operations may be excluded or separately rated due to burn injury exposure
Compare Other Carriers for Beauty Salons & Spas
$1,500-$8,000
$1,700-$9,600
$1,700-$9,600
$1,700-$9,600
$1,500-$8,000
$1,700-$9,600
$600-$2,400
$1,500-$8,000
$1,500-$8,000
$1,500-$8,000
$1,500-$8,000
$1,500-$8,000
$600-$2,400
$1,700-$9,600
$2,700-$12,000
$2,200-$9,600
$2,200-$9,600
$1,500-$8,000
$1,500-$8,000
$1,700-$9,600
$1,500-$8,000
$2,200-$9,600
$1,700-$9,600
$1,500-$8,000
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote