MSA Appetite Guide
MSA appetite across 19 business classes. Available in 48 states.
MSA is a standard/admitted carrier. NGM Insurance Company is licensed in all states except AK, CA, HI, and MN. Austin Mutual covers AK and MN. CA and HI are not covered by the listed writing companies.
Preferred Appetite (6 classes)
preferredBeauty Salons & Spas
Business Owners Policy (BOP) · General Liability · Commercial Property
preferredGeneral Contractors
General Liability · Commercial Property · Commercial Auto
preferredHealthcare / Medical
Business Owners Policy (BOP) · General Liability · Commercial Property
preferredHealthcare Offices
Business Owners Policy (BOP) · General Liability · Commercial Property
preferredProfessional Services
Business Owners Policy (BOP) · General Liability · Commercial Property
preferredRetail Stores
Business Owners Policy (BOP) · General Liability · Commercial Property
Standard Appetite (13 classes)
standardAccounting Firms
Business Owners Policy (BOP) · General Liability · Commercial Property
standardAuto Repair Shops
General Liability · Commercial Property · Commercial Auto
standardCleaning Services
Business Owners Policy (BOP) · General Liability · Commercial Property
standardElectrical Contractors
General Liability · Commercial Property · Commercial Auto
standardLandscaping & Lawn Care
Business Owners Policy (BOP) · General Liability · Commercial Property
standardLaw Firms
Business Owners Policy (BOP) · General Liability · Commercial Property
standardManufacturing
General Liability · Commercial Property · Commercial Auto
standardPlumbing Contractors
General Liability · Commercial Property · Commercial Auto
standardReal Estate
Business Owners Policy (BOP) · General Liability · Commercial Property
standardRestaurants
Business Owners Policy (BOP) · General Liability · Commercial Property
standardTechnology Companies
Business Owners Policy (BOP) · General Liability · Commercial Property
standardTrucking
General Liability · Commercial Property · Commercial Auto
standardWholesale Distribution
General Liability · Commercial Property · Commercial Auto
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