EMPLOYERS: Law Firms Insurance Appetite

EMPLOYERS writes law firms at standard terms for clean accounts. Practice area is the single biggest premium driver – personal injury and real estate closing firms pay significantly more than corporate/transactional practices

Available Lines

Line of Business
Workers' Compensation

Premium Range

$1,200-$7,500

Typical annual premium

Target States

All 50 states + DC

Key Features

Workers' Compensation Insurance program – Workers' compensation insurance tailored for small businesses in low-to-medium h for law firms class codes
EMPLOYERS provides legal malpractice insurance with broad prior acts coverage and consent-to-settle clause
EMPLOYERS provides EPLI covering wrongful termination and discrimination claims from associates and staff
Online quoting available – agents can get law firms quotes without calling underwriting

Limitations

No professional liability (E&O) available – must be placed with a specialty carrier
Cyber liability not available – consider a standalone cyber market for law firms data exposure
Patent prosecution and IP litigation practices face restricted markets – many standard carriers decline or surcharge

Compare Other Carriers for Law Firms

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