LimitedVerified Q1 2026
Source: Carrier website and product data
EMPLOYERS: Cleaning Services Insurance Appetite
EMPLOYERS can write cleaning services accounts but this is not a focus segment – best used when the account has other lines already placed with EMPLOYERS or when primary markets have declined. Commercial cleaning clients often require $1M/$2M GL limits and additional insured status in the certificate
Available Lines
| Line of Business |
|---|
| Workers' Compensation |
Premium Range
$1,000-$3,600
Typical annual premium
Target States
All 50 states + DC
Key Features
- Workers' Compensation Insurance program – Workers' compensation insurance tailored for small businesses in low-to-medium h for cleaning services class codes
- EMPLOYERS provides pay-as-you-go workers' comp for seasonal staffing fluctuations
- EMPLOYERS provides broad GL that covers damage to client premises during after-hours access
- Online quoting available – agents can get cleaning services quotes without calling underwriting
Limitations
- Cleaning Services is not a target class for EMPLOYERS – expect longer underwriting timelines and less flexible eligibility
- No commercial auto available – must be placed separately for cleaning services accounts with vehicles
- Crime scene and biohazard cleanup typically excluded from standard GL programs
Compare Other Carriers for Cleaning Services
Progressive CommercialPreferred
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TravelersStandard
$2,300-$14,400
CNAStandard
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HiscoxLimited
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NEXT InsurancePreferred
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The HartfordPreferred
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AcuityStandard
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Erie InsuranceStandard
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biBERKPreferred
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AmTrust FinancialStandard
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BTISStandard
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Pie InsurancePreferred
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NationwideStandard
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Liberty MutualStandard
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ChubbLimited
$3,600-$18,000
Cincinnati FinancialLimited
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The HanoverLimited
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Auto-Owners InsuranceStandard
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GUARD InsuranceStandard
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MarkelPreferred
$2,300-$14,400
Coterie InsurancePreferred
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Selective InsuranceLimited
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Kinsale CapitalStandard
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InsureonPreferred
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