Cumberland Mutual Appetite Guide
Cumberland Mutual appetite across 19 business classes. Available in nj, pa, md, de.
Cumberland Mutual is a standard/admitted carrier. Cumberland Mutual operates as a regional carrier in New Jersey, Pennsylvania, Maryland, and Delaware.
Preferred Appetite (4 classes)
preferredGeneral Contractors
General Liability · Commercial Property · Workers' Compensation
preferredReal Estate
Business Owners Policy (BOP) · General Liability · Commercial Property
preferredRestaurants
Business Owners Policy (BOP) · General Liability · Commercial Property
preferredRetail Stores
Business Owners Policy (BOP) · General Liability · Commercial Property
Standard Appetite (15 classes)
standardAccounting Firms
Business Owners Policy (BOP) · General Liability · Commercial Property
standardAuto Repair Shops
General Liability · Commercial Property · Workers' Compensation
standardBeauty Salons & Spas
Business Owners Policy (BOP) · General Liability · Commercial Property
standardCleaning Services
Business Owners Policy (BOP) · General Liability · Commercial Property
standardElectrical Contractors
General Liability · Commercial Property · Workers' Compensation
standardHealthcare / Medical
Business Owners Policy (BOP) · General Liability · Commercial Property
standardHealthcare Offices
Business Owners Policy (BOP) · General Liability · Commercial Property
standardLandscaping & Lawn Care
Business Owners Policy (BOP) · General Liability · Commercial Property
standardLaw Firms
Business Owners Policy (BOP) · General Liability · Commercial Property
standardManufacturing
General Liability · Commercial Property · Workers' Compensation
standardPlumbing Contractors
General Liability · Commercial Property · Workers' Compensation
standardProfessional Services
Business Owners Policy (BOP) · General Liability · Commercial Property
standardTechnology Companies
Business Owners Policy (BOP) · General Liability · Commercial Property
standardTrucking
General Liability · Commercial Property · Workers' Compensation
standardWholesale Distribution
General Liability · Commercial Property · Workers' Compensation
Need to check carrier appetite for a specific risk?
Try the Appetite Checker