Berkshire Hathaway Specialty Insurance (BHSI) Appetite Guide
Berkshire Hathaway Specialty Insurance (BHSI) appetite across 19 business classes. Available in 11 states (ga, ma, il, sc, tx, and more).
Berkshire Hathaway Specialty Insurance (BHSI) is a standard/admitted carrier. BHSI has physical offices in at least 11 states (GA, MA, IL, SC, TX, IN, CA, NY, PA, WA, WI) and operates globally in 178+ countries. Terms state they are not authorized in every state for every entity.
Preferred Appetite (5 classes)
preferredGeneral Contractors
General Liability · Commercial Property · Umbrella/Excess
preferredManufacturing
General Liability · Commercial Property · Umbrella/Excess
preferredReal Estate
Business Owners Policy (BOP) · General Liability · Commercial Property
preferredRestaurants
Business Owners Policy (BOP) · General Liability · Commercial Property
preferredRetail Stores
Business Owners Policy (BOP) · General Liability · Commercial Property
Standard Appetite (10 classes)
standardAccounting Firms
Business Owners Policy (BOP) · General Liability · Commercial Property
standardCleaning Services
Business Owners Policy (BOP) · General Liability · Commercial Property
standardElectrical Contractors
General Liability · Commercial Property · Umbrella/Excess
standardHealthcare Offices
Business Owners Policy (BOP) · General Liability · Commercial Property
standardLandscaping & Lawn Care
Business Owners Policy (BOP) · General Liability · Commercial Property
standardLaw Firms
Business Owners Policy (BOP) · General Liability · Commercial Property
standardPlumbing Contractors
General Liability · Commercial Property · Umbrella/Excess
standardProfessional Services
Business Owners Policy (BOP) · General Liability · Commercial Property
standardTechnology Companies
Business Owners Policy (BOP) · General Liability · Commercial Property
standardWholesale Distribution
General Liability · Commercial Property · Umbrella/Excess
Limited Appetite (4 classes)
limitedAuto Repair Shops
General Liability · Commercial Property
limitedBeauty Salons & Spas
Business Owners Policy (BOP) · General Liability · Commercial Property
limitedHealthcare / Medical
Business Owners Policy (BOP) · General Liability · Commercial Property
limitedTrucking
General Liability · Commercial Property · Umbrella/Excess
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