Palomar Specialty (E&S Div.): Beauty Salons & Spas Insurance Appetite
Palomar Specialty (E&S Div.) is a e&s/surplus carrier. Online quoting available. Licensed in 49 states (not SD). DIC available in select states (AK, AR, AZ, CA, IL, IN, KS, KY, MO, NV, OK, OR, TN, UT, WA). General Casualty Admitted in CA, NV, AZ; Non-Admitted elsewhere.
Available Lines
| Line of Business |
|---|
| General Liability |
| Professional Liability (E&O) |
Premium Range
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Typical annual premium
Target States
50 states
Key Features
- General Casualty: Coverage for small to mid-sized commercial and residential contractors and artisan trade contractors. (includes Blanket Additional Insured, Per Project Aggregate, Waiver of Subrogation)
- Healthcare Liability: Specialized liability protection for hospitals, managed care organizations, and allied medical facilities.
- Environmental Liability: Combined GL and Pollution coverage for contractors, consultants, and site owners. (includes Contractors Pollution Liability, Site Pollution Liability)
- Real Estate Errors & Omissions: E&O insurance protecting real estate professionals against claims of mistakes or negligence.
Limitations
- Does not offer BOP, Workers Comp — may need separate placement
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