HCC Insurance: Beauty Salons & Spas Insurance Appetite
HCC Insurance is a e&s/surplus carrier. While many products are available nationwide, specific lines like Remodeler GL are limited to 40 states. Availability varies by underwriting group and product.
Available Lines
| Line of Business |
|---|
| Business Owners Policy (BOP) |
| General Liability |
| Commercial Property |
| Professional Liability (E&O) |
Premium Range
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Typical annual premium
Target States
All 50 states + DC
Key Features
- Remodeler General Liability: Tailored for artisan contractors specializing in structural repair or remodeling.
- Builders Risk (includes Scaffolding, Temporary fencing)
- MEDEFENSE®: Regulatory billing errors and omissions coverage for healthcare providers.
- TechGuard®: One-stop shop combining Errors & Omissions and Cyber Liability for technology companies.
Limitations
- Does not offer Workers Comp — may need separate placement
- Maximum revenue limit: $10.0M
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