ACIG: Beauty Salons & Spas Insurance Appetite
ACIG is a standard/admitted carrier. ACIG Insurance Company (ACIGIC) is an admitted carrier in all states. Fronting through CNA may be required for Auto Liability in FL, MA, NV, NY; General Liability for LLCs in CA; and Workers’ Compensation in NH.
Available Lines
| Line of Business |
|---|
| General Liability |
| Workers' Compensation |
| Professional Liability (E&O) |
Premium Range
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Typical annual premium
Target States
All 50 states + DC
Key Features
- Workers’ Compensation and Employers Liability Insurance (Core): Statutory workers' compensation coverage where ACIG retains the first $8 million per insured loss (includes Safety consulting, Claims handling, Risk management services)
- General Liability Insurance (Core): Offers up to $10 million limit with a structure designed to address horizontal exhaustion (includes Safety consulting, Claims handling, Risk management services)
Limitations
- Does not offer BOP — may need separate placement
- Requires 3+ years in business
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