Zorro Review 2026: Broker-First ICHRA Platform
Zorro built its ICHRA platform for the people who actually sell benefits — brokers — while using AI to walk each employee to the right individual plan. This is an independent profile from QuoteSweep, which maps the modern commercial insurance landscape. QuoteSweep does not compete with Zorro.
TL;DR: Zorro (myzorro.co) is an AI-powered ICHRA platform for brokers, employers, and employees: employers set a defined-contribution budget, and AI decision support helps employees pick personalized individual plans. It reports 800%+ YoY enrollment growth for 2025 and that 75%+ of employees chose plans on its recommendation. Founded 2022; raised $31.5M ($20M Series A led by Entrée Capital in 2025).
What Zorro is
Zorro is an AI-powered ICHRA benefits administration platform that positions itself as "the first fully integrated ICHRA solution" — combining plan design and budget setting, AI decision support that recommends individual plans, and administration with enrollment and payment integrations. It's built around three audiences: brokers (tooling to build and manage an ICHRA book), employers (cost control and personalization), and employees (guided plan selection).
Who Zorro is for
Zorro serves benefits brokers, employers (SMB through enterprise), and their employees. Its distribution leans broker- and employer-led. It reports 800%+ year-over-year enrollment growth for 2025, that 75%+ of enrolled employees chose plans on its recommendation alone, and ~20% average premium savings versus traditional group plans.
What Zorro offers
- ICHRA plan design & budget setting — defined contribution
- AI decision support — personalized plan recommendations
- Benefits administration — enrollment and payment integrations
- Broker platform — build and manage books of business
What Zorro reports about itself
From Zorro's site (company-stated) and third-party sources:
- Model: fully integrated, AI-powered ICHRA; strong broker channel
- Metrics: 800%+ YoY enrollment growth (2025); 75%+ chose a recommended plan; ~20% average premium savings
- Funding (third-party): $31.5M total — an $11.5M seed co-led by Pitango and 10D (2023) and a $20M Series A led by Entrée Capital (2025)
- Founded: 2022; New York
Company-reported figures are not independently audited.
How Zorro compares
- vs. Thatch and Take Command: Zorro leans hardest into the broker channel and AI decision support; Thatch is the best-funded all-in-one, Take Command the largest/most established. See Best ICHRA platforms.
- vs. Justworks: Justworks is a PEO offering group coverage; Zorro administers the ICHRA alternative. See PEO vs ICHRA.
- See the whole category: compare on the health & benefits insurtech hub.
Frequently Asked Questions
Who is Zorro built for?
Three audiences: brokers who want to build an ICHRA book, employers wanting cost control and personalization, and employees selecting individual plans with AI guidance.
How does Zorro's AI help?
Its decision-support engine recommends individual plans; Zorro reports that 75%+ of enrolled employees chose a plan on its recommendation alone, with ~20% average premium savings versus group plans.
Is Zorro a carrier?
No — it's an ICHRA administration platform. Employees buy individual coverage; Zorro handles plan design, recommendations, enrollment, and payments.
Is Zorro well-funded?
Yes — $31.5M total, including a $20M Series A led by Entrée Capital in 2025.
Explore Zorro
If you're a broker building an ICHRA book, or an employer wanting AI-guided plan selection, Zorro is a benchmark to compare.
Compare the field on the health & benefits insurtech hub, or see best ICHRA platforms.
Sources: myzorro.co (integrated ICHRA model, broker platform, metrics); PR Newswire and Axios Pro (funding). Company-reported figures are not independently audited.
