Event Planning Companies Insurance
Coverage recommendations, carrier options, and cost estimates for event planning companies businesses — what you need, what it costs, and how to get covered.
Recommended Coverages
GL
essentialThird-party bodily injury, property damage, personal and advertising injury arising from business operations. For Event Planning Companies businesses, key exposures include third-party venue liability. Common claims include guest injury at event. Agent note: Venues require event planners to carry GL and name the venue as additional insured
$1M per occurrence / $2M aggregate
$400 - $3,000/year for small businesses; $3,000 - $15,000+ for contractors and higher-risk classes
Professional Liability
essentialClaims arising from professional errors, omissions, negligent acts, or failure to perform professional duties. For Event Planning Companies businesses, key exposures include third-party venue liability. Common claims include event cancellation dispute. Agent note: Professional liability covers errors in event coordination and vendor management
$1M per claim / $2M aggregate is standard; higher limits for regulated professions
$500 - $3,000/year for low-risk professions; $3,000 - $20,000+ for attorneys, accountants, and healthcare
Workers Comp
recommendedMedical expenses, lost wages, rehabilitation costs, and death benefits for employees injured on the job. Common claims include guest injury at event.
Statutory limits per state law; Employers Liability typically $500K/$500K/$500K
Based on payroll × class code rate × experience mod. Ranges from $0.50 to $30+ per $100 of payroll depending on classification
Event Cancellation
recommendedEvent Cancellation provides specialized coverage tailored to the risks Event Planning Companies businesses face. Key exposure: event cancellation exposure. Common claims include guest injury at event.
Varies by carrier and state
Varies by business size and risk profile
Prefer to Skip the Line? Call Now
Save time & effort — get connected with a specialist
Free, quick, and convenient.
Tivly is a business insurance marketplace that will match you with a provider in minutes.
By clicking continue, you'll be directed to a third-party site. The information you provide is subject to Tivly.com's terms and conditions and privacy policy.
Risk Profile
Physical
Liability
Professional
Property
Top Risks
- Third-party venue liability
- Vendor coordination failures
- Event cancellation exposure
- Client dissatisfaction
- Alcohol-related incidents if coordinating bar service
Carriers That Write Event Planning Companies
One of the largest small commercial writers in the U.S. with broad class appetite. Competitive BOP pricing and a streamlined agent portal with fast online quoting.
Broad appetite across most commercial classes with competitive package pricing. Strong multi-line capabilities — agents can bundle GL, property, auto, and umbrella under one carrier.
Known for competitive commercial auto rates and fast online quoting. Strong appetite for businesses with vehicle fleets and a growing BOP book.
Berkshire Hathaway-backed (AM Best A++) with competitive pricing for standard small business classes. Fully online quoting and binding process.
Cost Estimate
$2,000 - $10,000 for businesses with $100K - $2M revenue
Key Pricing Factors
- Annual revenue ($100K - $2M is typical for this class)
- Employee count (2-15 is typical)
- Number of events per year
- Event types (corporate, wedding, concert)
- Alcohol involvement
- Event sizes
See the Per-Coverage Cost Breakdown
For median GL, BOP, WC, and auto premiums sourced from Insureon, plus a worked quote example and the underwriting questions to expect, see our event planning companies insurance cost page.