Palomar E&S Appetite Guide
Palomar E&S appetite across 19 business classes. Available in all 50 states + dc.
Palomar E&S is a e&s/surplus carrier. Most products available nationwide. Commercial DIC available in AK, AR, AZ, CA, IL, IN, KS, KY, MO, NV, OK, OR, TN, UT, WA. General Casualty admitted in CA, NV, AZ; non-admitted elsewhere and avoids NY, FL, LA, GA.
Standard Appetite (6 classes)
standardHealthcare / Medical
Business Owners Policy (BOP) · General Liability · Commercial Property
standardManufacturing
General Liability · Commercial Property · Umbrella/Excess
standardProfessional Services
Business Owners Policy (BOP) · General Liability · Commercial Property
standardReal Estate
Business Owners Policy (BOP) · General Liability · Commercial Property
standardRestaurants
Business Owners Policy (BOP) · General Liability · Commercial Property
standardRetail Stores
Business Owners Policy (BOP) · General Liability · Commercial Property
Limited Appetite (13 classes)
limitedAccounting Firms
Business Owners Policy (BOP) · General Liability · Commercial Property
limitedAuto Repair Shops
General Liability · Commercial Property
limitedBeauty Salons & Spas
Business Owners Policy (BOP) · General Liability · Commercial Property
limitedCleaning Services
Business Owners Policy (BOP) · General Liability · Commercial Property
limitedElectrical Contractors
General Liability · Commercial Property · Umbrella/Excess
limitedGeneral Contractors
General Liability · Commercial Property · Umbrella/Excess
limitedHealthcare Offices
Business Owners Policy (BOP) · General Liability · Commercial Property
limitedLandscaping & Lawn Care
Business Owners Policy (BOP) · General Liability · Commercial Property
limitedLaw Firms
Business Owners Policy (BOP) · General Liability · Commercial Property
limitedPlumbing Contractors
General Liability · Commercial Property · Umbrella/Excess
limitedTechnology Companies
Business Owners Policy (BOP) · General Liability · Commercial Property
limitedTrucking
General Liability · Commercial Property · Umbrella/Excess
limitedWholesale Distribution
General Liability · Commercial Property · Umbrella/Excess
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