Palomar E&S: Law Firms Insurance Appetite
Palomar E&S is a e&s/surplus carrier. Most products available nationwide. Commercial DIC available in AK, AR, AZ, CA, IL, IN, KS, KY, MO, NV, OK, OR, TN, UT, WA. General Casualty admitted in CA, NV, AZ; non-admitted elsewhere and avoids NY, FL, LA, GA.
Available Lines
| Line of Business |
|---|
| Business Owners Policy (BOP) |
| General Liability |
| Commercial Property |
| Professional Liability (E&O) |
Premium Range
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Typical annual premium
Target States
All 50 states + DC
Key Features
- Commercial DIC/Earthquake (includes earthquake, EQSL, flood (outside zones A and V))
- General Casualty (includes Blanket Additional Insured Forms, Primary Wording, Waiver of Subrogation)
- Medical Liability (Healthcare)
- Environmental Liability
Limitations
- Does not offer Cyber Liability, Workers Comp, EPLI — may need separate placement
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