Gravie Review 2026: Small-Business Health Benefits
Gravie set out to fix the thing small businesses hate most about health benefits: the asterisks. Its flagship Comfort plan covers most everyday care at zero cost to employees, and its ICHRA option lets employers hand workers a budget to buy their own coverage. This is an independent profile from QuoteSweep, which maps the modern commercial insurance landscape for independent agents and business owners. QuoteSweep does not compete with Gravie.
TL;DR: Gravie (gravie.com) is a small-business health benefits platform. Its Comfort plan is a level-funded health plan that covers most common care at $0 to members (94% of office visits last year), and Gravie ICHRA offers flexible reimbursement-based benefits (up to
29% renewal savings). It reports 97% employer satisfaction and an 87 broker NPS. Per reporting it raised a $150M growth round in 2025 ($530M total).
What Gravie is
Gravie is a health benefits platform for small and midsize businesses, with the tagline "More Benefits. Fewer Asterisks." Two products anchor it:
- Comfort® — a level-funded health plan that "provides zero-cost coverage of most common healthcare services." Last year, 94% of office visits with Comfort were covered at no cost to members, and employers saved an average of 15% in total premium.
- Gravie ICHRA™ — an Individual Coverage Health Reimbursement Arrangement that lets employers fund employees to buy their own coverage, with savings of "as much as 29% on healthcare costs at renewal."
Gravie Pay® adds support for out-of-pocket health costs.
Who Gravie is for
Gravie targets small and midsize businesses — noting that while SMBs are 99.9% of US businesses, fewer than half of smaller firms offer health benefits. It fits an employer that wants either a simpler, low-out-of-pocket plan (Comfort) or the flexibility of an ICHRA.
What Gravie offers
- Comfort — level-funded plan, most common care at $0 to members
- Gravie ICHRA — reimbursement-based individual coverage
- Gravie Pay — help with health care costs
What Gravie reports about itself
From Gravie's site (company-stated) and third-party sources:
- Satisfaction: 97% employer satisfaction; broker NPS of 87 (~30 points above industry average)
- Savings: ~15% average premium savings on Comfort; up to 29% at renewal via ICHRA
- Funding (third-party): a $150M growth round in 2025; ~$530M raised total
- Founded: 2013; Minneapolis
Company-reported figures are not independently audited.
How Gravie compares
- vs. Sana Benefits: both are all-in-one SMB health platforms; Gravie leads with its deductible-free Comfort plan and a strong ICHRA, Sana with built-in virtual primary care. See Gravie vs Sana.
- vs. a benefits broker (Nava, Bennie): Gravie is a benefits platform/plan you buy into; brokers shop and administer plans across carriers for you.
- See the whole category: compare small-business health players on the health & benefits insurtech hub.
Frequently Asked Questions
What is Gravie's Comfort plan?
A level-funded health plan that covers most common healthcare services at $0 to members — 94% of office visits were covered at no cost last year — with about 15% average premium savings for employers.
What is Gravie ICHRA?
An Individual Coverage Health Reimbursement Arrangement: employers give employees a set budget to buy their own individual coverage, which Gravie says can save as much as 29% at renewal.
Who is Gravie for?
Small and midsize businesses that want a simpler, low-out-of-pocket health plan or a flexible ICHRA.
How do you buy Gravie?
Directly or through a benefits broker; pricing depends on the group, plan, and census.
Explore Gravie
If you run a small or midsize business and want a deductible-free plan or a modern ICHRA, Gravie is a benchmark to compare.
Compare the field on the health & benefits insurtech hub, or see best small-business health insurance.
Sources: gravie.com (Comfort, ICHRA, Gravie Pay, satisfaction metrics); MobiHealthNews and Tracxn (funding, founding). Last verified July 7, 2026. Company-reported figures are not independently audited.
