Gravie Review 2026: Small-Business Health Benefits
Gravie set out to fix the thing small businesses hate most about health benefits: the asterisks. Its flagship Comfort plan covers most everyday care at zero cost to employees, and its ICHRA option lets employers hand workers a budget to buy their own coverage. This is an independent profile from QuoteSweep, which maps the modern commercial insurance landscape. QuoteSweep does not compete with Gravie.
TL;DR: Gravie (gravie.com) is a small-business health benefits platform. Its Comfort plan is a level-funded health plan that covers most common care at $0 to members (94% of office visits last year), and Gravie ICHRA offers flexible reimbursement-based benefits (up to
29% renewal savings). It reports 97% employer satisfaction and an 87 broker NPS. Per reporting it raised a $150M growth round in 2025 ($530M total).
What Gravie is
Gravie is a health benefits platform for small and midsize businesses, with the tagline "More Benefits. Fewer Asterisks." Two products anchor it:
- Comfort® — a level-funded health plan that "provides zero-cost coverage of most common healthcare services." Last year, 94% of office visits with Comfort were covered at no cost to members, and employers saved an average of 15% in total premium.
- Gravie ICHRA™ — an Individual Coverage Health Reimbursement Arrangement that lets employers fund employees to buy their own coverage, with savings of "as much as 29% on healthcare costs at renewal."
Gravie Pay® adds support for out-of-pocket health costs.
Who Gravie is for
Gravie targets small and midsize businesses — noting that while SMBs are 99.9% of US businesses, fewer than half of smaller firms offer health benefits. It fits an employer that wants either a simpler, low-out-of-pocket plan (Comfort) or the flexibility of an ICHRA.
What Gravie offers
- Comfort — level-funded plan, most common care at $0 to members
- Gravie ICHRA — reimbursement-based individual coverage
- Gravie Pay — help with health care costs
What Gravie reports about itself
From Gravie's site (company-stated) and third-party sources:
- Satisfaction: 97% employer satisfaction; broker NPS of 87 (~30 points above industry average)
- Savings: ~15% average premium savings on Comfort; up to 29% at renewal via ICHRA
- Funding (third-party): a $150M growth round in 2025; ~$530M raised total
- Founded: 2013; Minneapolis
Company-reported figures are not independently audited.
How Gravie compares
- vs. Sana Benefits: both are all-in-one SMB health platforms; Gravie leads with its deductible-free Comfort plan and a strong ICHRA, Sana with built-in virtual primary care. See Gravie vs Sana.
- vs. a benefits broker (Nava, Bennie): Gravie is a benefits platform/plan you buy into; brokers shop and administer plans across carriers for you.
- See the whole category: compare small-business health players on the health & benefits insurtech hub.
Frequently Asked Questions
What is Gravie's Comfort plan?
A level-funded health plan that covers most common healthcare services at $0 to members — 94% of office visits were covered at no cost last year — with about 15% average premium savings for employers.
What is Gravie ICHRA?
An Individual Coverage Health Reimbursement Arrangement: employers give employees a set budget to buy their own individual coverage, which Gravie says can save as much as 29% at renewal.
Who is Gravie for?
Small and midsize businesses that want a simpler, low-out-of-pocket health plan or a flexible ICHRA.
How do you buy Gravie?
Directly or through a benefits broker; pricing depends on the group, plan, and census.
Explore Gravie
If you run a small or midsize business and want a deductible-free plan or a modern ICHRA, Gravie is a benchmark to compare.
Compare the field on the health & benefits insurtech hub, or see best small-business health insurance.
Sources: gravie.com (Comfort, ICHRA, Gravie Pay, satisfaction metrics); MobiHealthNews and Tracxn (funding, founding). Company-reported figures are not independently audited.
