Ohio Farm Bureau Insurance: Restaurants Insurance Appetite
Ohio Farm Bureau Insurance is a standard/admitted carrier. Nationwide operates as the insurance provider for Ohio Farm Bureau members. Listed states reflect Nationwide's commercial agency presence. Alaska, Hawaii, Louisiana, and Oklahoma were not listed in the agency directory. Targets businesses with up to 50 employees.
Available Lines
| Line of Business |
|---|
| Business Owners Policy (BOP) |
| General Liability |
| Commercial Property |
| Workers' Compensation |
| Commercial Auto |
| Employment Practices Liability |
Premium Range
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Typical annual premium
Target States
47 states
Key Features
- CommercialGard® Plus (includes Commercial Property, General Liability, Business Income)
- AgriChoice®: Standard farm and ranch insurance offering basic, broad, or special coverages tailored to the customer's needs. (includes Rental reimbursement on farm machinery, Equipment breakdown for outbuildings, GPS equipment)
- AgriChoice® Plus (includes Business Advantage Endorsement (Employee Dishonesty, Money and Securities), Auto Liability, Employment Practices Liability)
- CountryChoice®: A policy for hobby farms and small ranches, providing homeowners-style protection with farm-specific endorsements. (includes CountryChoice Endorsement)
Limitations
- Does not offer Liquor Liability — may need separate placement
- Bars and Mobile Food Services may face underwriting restrictions: Alcohol and operation hours restrictions
- Minimum revenue requirement: $250K
- Maximum revenue limit: $20.0M
Compare Other Carriers for Restaurants
$2,500-$12,000
$4,000-$18,000
$3,000-$20,000
$500-$3,000
$1,200-$7,000
$3,000-$20,000
$1,200-$8,000
$3,000-$15,000
$3,000-$15,000
$1,500-$10,000
$2,000-$15,000
$2,000-$12,000
$1,000-$8,000
$2,000-$14,000
$2,500-$15,000
$3,500-$18,000
$2,000-$12,000
$2,000-$13,000
$1,800-$11,000
$1,500-$10,000
$3,000-$18,000
$800-$4,500
$5,000-$50,000
$3,000-$25,000
$500-$8,000
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