IMT: Restaurants Insurance Appetite
IMT is a standard/admitted carrier. Online quoting available. Operates in a six-state territory: Iowa, Illinois, Minnesota, Nebraska, South Dakota, and Wisconsin. Targets businesses with up to 15 employees.
Available Lines
| Line of Business |
|---|
| Business Owners Policy (BOP) |
| General Liability |
| Commercial Property |
Premium Range
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Typical annual premium
Target States
IA, IL, MN, NE, SD, WI
Key Features
- Businessowners Policy (BOP): Tailored for small to medium-sized business owners to protect business assets. (includes Accounts receivable, Identity recovery, Outdoor property)
- Commercial Auto: Protects businesses against financial losses resulting from auto accidents. (includes Additional Insured, Business Interruption, Full Glass Repair and Replacement)
- Commercial Property: Protects business buildings and contents. (includes Property Diamond Endorsement (over 30 coverages))
- Dine PAK: Enhanced and tailored coverages for restaurants. (includes Business Income and Extra Expense, Identity Recovery (IDR), Equipment Breakdown)
Limitations
- Does not offer Workers Comp, Liquor Liability, EPLI — may need separate placement
- Available in 6 states only — verify availability in your state
- Maximum revenue limit: $10.0M
Compare Other Carriers for Restaurants
$2,500-$12,000
$4,000-$18,000
$3,000-$20,000
$500-$3,000
$1,200-$7,000
$3,000-$20,000
$1,200-$8,000
$3,000-$15,000
$3,000-$15,000
$1,500-$10,000
$2,000-$15,000
$2,000-$12,000
$1,000-$8,000
$2,000-$14,000
$2,500-$15,000
$3,500-$18,000
$2,000-$12,000
$2,000-$13,000
$1,800-$11,000
$1,500-$10,000
$3,000-$18,000
$800-$4,500
$5,000-$50,000
$3,000-$25,000
$500-$8,000
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