Home-Owners Insurance Appetite Guide
Home-Owners Insurance appetite across 19 business classes. Available in 26 states (al, az, ar, co, fl, and more).
Home-Owners Insurance is a standard/admitted carrier. Auto-Owners Insurance operates exclusively through independent agents in 26 states. Affiliates like Concord Group Insurance Companies cover ME, MA, NH, and VT. Capital Insurance Group covers AZ, CA, NV, OR, and WA. Atlantic Casualty Insurance Company is authorized in 50 states.
Preferred Appetite (7 classes)
preferredAuto Repair Shops
General Liability · Commercial Property · Workers' Compensation
preferredGeneral Contractors
General Liability · Commercial Property · Workers' Compensation
preferredManufacturing
General Liability · Commercial Property · Workers' Compensation
preferredProfessional Services
Business Owners Policy (BOP) · General Liability · Commercial Property
preferredRestaurants
Business Owners Policy (BOP) · General Liability · Commercial Property
preferredRetail Stores
Business Owners Policy (BOP) · General Liability · Commercial Property
preferredTrucking
General Liability · Commercial Property · Workers' Compensation
Standard Appetite (12 classes)
standardAccounting Firms
Business Owners Policy (BOP) · General Liability · Commercial Property
standardBeauty Salons & Spas
Business Owners Policy (BOP) · General Liability · Commercial Property
standardCleaning Services
Business Owners Policy (BOP) · General Liability · Commercial Property
standardElectrical Contractors
General Liability · Commercial Property · Workers' Compensation
standardHealthcare / Medical
Business Owners Policy (BOP) · General Liability · Commercial Property
standardHealthcare Offices
Business Owners Policy (BOP) · General Liability · Commercial Property
standardLandscaping & Lawn Care
Business Owners Policy (BOP) · General Liability · Commercial Property
standardLaw Firms
Business Owners Policy (BOP) · General Liability · Commercial Property
standardPlumbing Contractors
General Liability · Commercial Property · Workers' Compensation
standardReal Estate
Business Owners Policy (BOP) · General Liability · Commercial Property
standardTechnology Companies
Business Owners Policy (BOP) · General Liability · Commercial Property
standardWholesale Distribution
General Liability · Commercial Property · Workers' Compensation
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