HCC Insurance Appetite Guide
HCC Insurance appetite across 19 business classes. Available in all 50 states + dc.
HCC Insurance is a e&s/surplus carrier. While many products are available nationwide, specific lines like Remodeler GL are limited to 40 states. Availability varies by underwriting group and product.
Standard Appetite (6 classes)
standardGeneral Contractors
General Liability · Commercial Property · Commercial Auto
standardHealthcare / Medical
Business Owners Policy (BOP) · General Liability · Commercial Property
standardManufacturing
General Liability · Commercial Property · Commercial Auto
standardRestaurants
Business Owners Policy (BOP) · General Liability · Commercial Property
standardTechnology Companies
Business Owners Policy (BOP) · General Liability · Commercial Property
standardWholesale Distribution
General Liability · Commercial Property · Commercial Auto
Limited Appetite (13 classes)
limitedAccounting Firms
Business Owners Policy (BOP) · General Liability · Commercial Property
limitedAuto Repair Shops
General Liability · Commercial Property · Commercial Auto
limitedBeauty Salons & Spas
Business Owners Policy (BOP) · General Liability · Commercial Property
limitedCleaning Services
Business Owners Policy (BOP) · General Liability · Commercial Property
limitedElectrical Contractors
General Liability · Commercial Property · Commercial Auto
limitedHealthcare Offices
Business Owners Policy (BOP) · General Liability · Commercial Property
limitedLandscaping & Lawn Care
Business Owners Policy (BOP) · General Liability · Commercial Property
limitedLaw Firms
Business Owners Policy (BOP) · General Liability · Commercial Property
limitedPlumbing Contractors
General Liability · Commercial Property · Commercial Auto
limitedProfessional Services
Business Owners Policy (BOP) · General Liability · Commercial Property
limitedReal Estate
Business Owners Policy (BOP) · General Liability · Commercial Property
limitedRetail Stores
Business Owners Policy (BOP) · General Liability · Commercial Property
limitedTrucking
General Liability · Commercial Property · Commercial Auto
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