EMC Insurance Appetite Guide
EMC Insurance appetite across 19 business classes. Available in 51 states.
EMC Insurance is a standard/admitted carrier. Online quoting available. EMC provides insurance products in more than 40 states. Workers' compensation and Liquor Liability are only available in select states/territories.
Preferred Appetite (8 classes)
preferredAuto Repair Shops
General Liability · Commercial Property · Workers' Compensation
preferredGeneral Contractors
General Liability · Commercial Property · Workers' Compensation
preferredManufacturing
General Liability · Commercial Property · Workers' Compensation
preferredProfessional Services
Business Owners Policy (BOP) · General Liability · Commercial Property
preferredRestaurants
Business Owners Policy (BOP) · General Liability · Commercial Property
preferredRetail Stores
Business Owners Policy (BOP) · General Liability · Commercial Property
preferredTechnology Companies
Business Owners Policy (BOP) · General Liability · Commercial Property
preferredWholesale Distribution
General Liability · Commercial Property · Workers' Compensation
Standard Appetite (11 classes)
standardAccounting Firms
Business Owners Policy (BOP) · General Liability · Commercial Property
standardBeauty Salons & Spas
Business Owners Policy (BOP) · General Liability · Commercial Property
standardCleaning Services
Business Owners Policy (BOP) · General Liability · Commercial Property
standardElectrical Contractors
General Liability · Commercial Property · Workers' Compensation
standardHealthcare / Medical
Business Owners Policy (BOP) · General Liability · Commercial Property
standardHealthcare Offices
Business Owners Policy (BOP) · General Liability · Commercial Property
standardLandscaping & Lawn Care
Business Owners Policy (BOP) · General Liability · Commercial Property
standardLaw Firms
Business Owners Policy (BOP) · General Liability · Commercial Property
standardPlumbing Contractors
General Liability · Commercial Property · Workers' Compensation
standardReal Estate
Business Owners Policy (BOP) · General Liability · Commercial Property
standardTrucking
General Liability · Commercial Property · Workers' Compensation
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