Distinguished: Cleaning Services Insurance Appetite
Distinguished is a standard/admitted carrier. Online quoting available. Most programs like Real Estate Umbrella are nationwide. Restaurant BOP is available nationwide except AK, FL, HI, and NY.
Available Lines
| Line of Business |
|---|
| Business Owners Policy (BOP) |
| General Liability |
| Commercial Property |
| Commercial Auto |
Premium Range
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Typical annual premium
Target States
All 50 states + DC
Key Features
- Business Owner's Policy (BOP) for Restaurants: Tailored BOP for casual, fast casual, and upscale dining establishments. (includes Business Income Actual Loss Sustained, Spoilage, Restaurant Enhancement Endorsement)
- Community Associations Package Insurance: Comprehensive package for HOAs, COAs, and PUDs.
- Hotel Primary & Umbrella Insurance: Specialized solutions for hotels, resorts, and casinos.
- Fine Art & Collectibles: Tailored coverage for galleries, artists, museums, and private collections. (includes Fine Wine Insurance)
Limitations
- Does not offer Workers Comp, Janitorial Bond — may need separate placement
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$2,300-$14,400
$2,000-$12,000
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