SafeCo by Liberty Mutual Appetite Guide
SafeCo by Liberty Mutual appetite across 19 business classes. Available in all 50 states + dc.
SafeCo by Liberty Mutual is a standard/admitted carrier. Online quoting available. Licensed in all 50 states and various U.S. territories. Safeco brand is transitioning to Liberty Mutual brand for business insurance as of Feb 2026. Targets businesses with up to 50 employees.
Preferred Appetite (6 classes)
preferredHealthcare / Medical
Business Owners Policy (BOP) · General Liability · Commercial Property
preferredHealthcare Offices
Business Owners Policy (BOP) · General Liability · Commercial Property
preferredProfessional Services
Business Owners Policy (BOP) · General Liability · Commercial Property
preferredRestaurants
Business Owners Policy (BOP) · General Liability · Commercial Property
preferredRetail Stores
Business Owners Policy (BOP) · General Liability · Commercial Property
preferredWholesale Distribution
General Liability · Commercial Property · Workers' Compensation
Standard Appetite (9 classes)
standardAccounting Firms
Business Owners Policy (BOP) · General Liability · Commercial Property
standardAuto Repair Shops
General Liability · Commercial Property · Workers' Compensation
standardBeauty Salons & Spas
Business Owners Policy (BOP) · General Liability · Commercial Property
standardCleaning Services
Business Owners Policy (BOP) · General Liability · Commercial Property
standardElectrical Contractors
General Liability · Commercial Property · Workers' Compensation
standardLandscaping & Lawn Care
Business Owners Policy (BOP) · General Liability · Commercial Property
standardLaw Firms
Business Owners Policy (BOP) · General Liability · Commercial Property
standardPlumbing Contractors
General Liability · Commercial Property · Workers' Compensation
standardTechnology Companies
Business Owners Policy (BOP) · General Liability · Commercial Property
Limited Appetite (4 classes)
limitedGeneral Contractors
General Liability · Commercial Property · Workers' Compensation
limitedManufacturing
General Liability · Commercial Property · Workers' Compensation
limitedReal Estate
Business Owners Policy (BOP) · General Liability · Commercial Property
limitedTrucking
General Liability · Commercial Property · Workers' Compensation
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