NIP Appetite Guide
NIP appetite across 19 business classes. Available in all 50 states + dc.
NIP is a standard/admitted carrier. Online quoting available. Most programs are admitted and written in all 50 states. Exceptions include AlarmPro (CA, MA, NJ, NY, PA) and PropanePro (currently 19 states including ME, PA, NJ, etc.).
Preferred Appetite (6 classes)
preferredCleaning Services
Business Owners Policy (BOP) · General Liability · Commercial Property
preferredElectrical Contractors
General Liability · Commercial Property · Workers' Compensation
preferredGeneral Contractors
General Liability · Commercial Property · Workers' Compensation
preferredLandscaping & Lawn Care
Business Owners Policy (BOP) · General Liability · Commercial Property
preferredPlumbing Contractors
General Liability · Commercial Property · Workers' Compensation
preferredWholesale Distribution
General Liability · Commercial Property · Workers' Compensation
Standard Appetite (13 classes)
standardAccounting Firms
Business Owners Policy (BOP) · General Liability · Commercial Property
standardAuto Repair Shops
General Liability · Commercial Property · Workers' Compensation
standardBeauty Salons & Spas
Business Owners Policy (BOP) · General Liability · Commercial Property
standardHealthcare / Medical
Business Owners Policy (BOP) · General Liability · Commercial Property
standardHealthcare Offices
Business Owners Policy (BOP) · General Liability · Commercial Property
standardLaw Firms
Business Owners Policy (BOP) · General Liability · Commercial Property
standardManufacturing
General Liability · Commercial Property · Workers' Compensation
standardProfessional Services
Business Owners Policy (BOP) · General Liability · Commercial Property
standardReal Estate
Business Owners Policy (BOP) · General Liability · Commercial Property
standardRestaurants
Business Owners Policy (BOP) · General Liability · Commercial Property
standardRetail Stores
Business Owners Policy (BOP) · General Liability · Commercial Property
standardTechnology Companies
Business Owners Policy (BOP) · General Liability · Commercial Property
standardTrucking
General Liability · Commercial Property · Workers' Compensation
Need to check carrier appetite for a specific risk?
Try the Appetite Checker