Navigators Specialty Appetite Guide
Navigators Specialty appetite across 19 business classes. Available in all 50 states + dc.
Navigators Specialty is a e&s/surplus carrier. Navigators Insurance Company is authorized in all 50 states, DC, Guam, PR, and USVI. Navigators Specialty Insurance Company is authorized in NY and operates as a non-admitted carrier in other jurisdictions.
Standard Appetite (8 classes)
standardAccounting Firms
Business Owners Policy (BOP) · General Liability · Commercial Property
standardGeneral Contractors
General Liability · Commercial Property · Workers' Compensation
standardManufacturing
General Liability · Commercial Property · Workers' Compensation
standardProfessional Services
Business Owners Policy (BOP) · General Liability · Commercial Property
standardReal Estate
Business Owners Policy (BOP) · General Liability · Commercial Property
standardRetail Stores
Business Owners Policy (BOP) · General Liability · Commercial Property
standardTrucking
General Liability · Commercial Property · Workers' Compensation
standardWholesale Distribution
General Liability · Commercial Property · Workers' Compensation
Limited Appetite (11 classes)
limitedAuto Repair Shops
General Liability · Commercial Property · Workers' Compensation
limitedBeauty Salons & Spas
Business Owners Policy (BOP) · General Liability · Commercial Property
limitedCleaning Services
Business Owners Policy (BOP) · General Liability · Commercial Property
limitedElectrical Contractors
General Liability · Commercial Property · Workers' Compensation
limitedHealthcare / Medical
Business Owners Policy (BOP) · General Liability · Commercial Property
limitedHealthcare Offices
Business Owners Policy (BOP) · General Liability · Commercial Property
limitedLandscaping & Lawn Care
Business Owners Policy (BOP) · General Liability · Commercial Property
limitedLaw Firms
Business Owners Policy (BOP) · General Liability · Commercial Property
limitedPlumbing Contractors
General Liability · Commercial Property · Workers' Compensation
limitedRestaurants
Business Owners Policy (BOP) · General Liability · Commercial Property
limitedTechnology Companies
Business Owners Policy (BOP) · General Liability · Commercial Property
Need to check carrier appetite for a specific risk?
Try the Appetite Checker