Main Street America Group (MSA) Appetite Guide
Main Street America Group (MSA) appetite across 19 business classes. Available in 48 states.
Main Street America Group (MSA) is a standard/admitted carrier. Licensed in all 48 contiguous states plus Alaska. Excludes California and Hawaii. Some product availability (e.g. Monoline WC) and endorsement options vary significantly by state. Targets businesses with 1+ employees, up to 50 employees.
Preferred Appetite (6 classes)
preferredGeneral Contractors
General Liability · Commercial Property · Workers' Compensation
preferredHealthcare Offices
Business Owners Policy (BOP) · General Liability · Commercial Property
preferredManufacturing
General Liability · Commercial Property · Workers' Compensation
preferredProfessional Services
Business Owners Policy (BOP) · General Liability · Commercial Property
preferredRetail Stores
Business Owners Policy (BOP) · General Liability · Commercial Property
preferredWholesale Distribution
General Liability · Commercial Property · Workers' Compensation
Standard Appetite (9 classes)
standardAccounting Firms
Business Owners Policy (BOP) · General Liability · Commercial Property
standardAuto Repair Shops
General Liability · Commercial Property · Workers' Compensation
standardBeauty Salons & Spas
Business Owners Policy (BOP) · General Liability · Commercial Property
standardCleaning Services
Business Owners Policy (BOP) · General Liability · Commercial Property
standardElectrical Contractors
General Liability · Commercial Property · Workers' Compensation
standardLandscaping & Lawn Care
Business Owners Policy (BOP) · General Liability · Commercial Property
standardLaw Firms
Business Owners Policy (BOP) · General Liability · Commercial Property
standardPlumbing Contractors
General Liability · Commercial Property · Workers' Compensation
standardTechnology Companies
Business Owners Policy (BOP) · General Liability · Commercial Property
Limited Appetite (4 classes)
limitedHealthcare / Medical
Business Owners Policy (BOP) · General Liability · Commercial Property
limitedReal Estate
Business Owners Policy (BOP) · General Liability · Commercial Property
limitedRestaurants
Business Owners Policy (BOP) · General Liability · Commercial Property
limitedTrucking
General Liability · Commercial Property · Workers' Compensation
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