Harco National Appetite Guide
Harco National appetite across 19 business classes. Available in all 50 states + dc.
Harco National is a e&s/surplus carrier. Harco National is an operating company of IAT Insurance Group, which provides insurance solutions nationwide.
Standard Appetite (6 classes)
standardGeneral Contractors
General Liability · Commercial Property · Workers' Compensation
standardManufacturing
General Liability · Commercial Property · Workers' Compensation
standardRestaurants
Business Owners Policy (BOP) · General Liability · Commercial Property
standardRetail Stores
Business Owners Policy (BOP) · General Liability · Commercial Property
standardTrucking
General Liability · Commercial Property · Workers' Compensation
standardWholesale Distribution
General Liability · Commercial Property · Workers' Compensation
Limited Appetite (13 classes)
limitedAccounting Firms
Business Owners Policy (BOP) · General Liability · Commercial Property
limitedAuto Repair Shops
General Liability · Commercial Property · Workers' Compensation
limitedBeauty Salons & Spas
Business Owners Policy (BOP) · General Liability · Commercial Property
limitedCleaning Services
Business Owners Policy (BOP) · General Liability · Commercial Property
limitedElectrical Contractors
General Liability · Commercial Property · Workers' Compensation
limitedHealthcare / Medical
Business Owners Policy (BOP) · General Liability · Commercial Property
limitedHealthcare Offices
Business Owners Policy (BOP) · General Liability · Commercial Property
limitedLandscaping & Lawn Care
Business Owners Policy (BOP) · General Liability · Commercial Property
limitedLaw Firms
Business Owners Policy (BOP) · General Liability · Commercial Property
limitedPlumbing Contractors
General Liability · Commercial Property · Workers' Compensation
limitedProfessional Services
Business Owners Policy (BOP) · General Liability · Commercial Property
limitedReal Estate
Business Owners Policy (BOP) · General Liability · Commercial Property
limitedTechnology Companies
Business Owners Policy (BOP) · General Liability · Commercial Property
Need to check carrier appetite for a specific risk?
Try the Appetite Checker