Cincinnati Appetite Guide
Cincinnati appetite across 19 business classes. Available in 44 states.
Cincinnati is a standard/admitted carrier. Business insurance is not available in AK, CA, HI, LA, MS, OK, and SD. Excess & Surplus lines (Specialty Underwriters) are available nationwide on a non-admitted basis.
Preferred Appetite (9 classes)
preferredAuto Repair Shops
General Liability · Commercial Property · Workers' Compensation
preferredGeneral Contractors
General Liability · Commercial Property · Workers' Compensation
preferredHealthcare / Medical
Business Owners Policy (BOP) · General Liability · Commercial Property
preferredManufacturing
General Liability · Commercial Property · Workers' Compensation
preferredProfessional Services
Business Owners Policy (BOP) · General Liability · Commercial Property
preferredReal Estate
Business Owners Policy (BOP) · General Liability · Commercial Property
preferredRestaurants
Business Owners Policy (BOP) · General Liability · Commercial Property
preferredRetail Stores
Business Owners Policy (BOP) · General Liability · Commercial Property
preferredWholesale Distribution
General Liability · Commercial Property · Workers' Compensation
Standard Appetite (10 classes)
standardAccounting Firms
Business Owners Policy (BOP) · General Liability · Commercial Property
standardBeauty Salons & Spas
Business Owners Policy (BOP) · General Liability · Commercial Property
standardCleaning Services
Business Owners Policy (BOP) · General Liability · Commercial Property
standardElectrical Contractors
General Liability · Commercial Property · Workers' Compensation
standardHealthcare Offices
Business Owners Policy (BOP) · General Liability · Commercial Property
standardLandscaping & Lawn Care
Business Owners Policy (BOP) · General Liability · Commercial Property
standardLaw Firms
Business Owners Policy (BOP) · General Liability · Commercial Property
standardPlumbing Contractors
General Liability · Commercial Property · Workers' Compensation
standardTechnology Companies
Business Owners Policy (BOP) · General Liability · Commercial Property
standardTrucking
General Liability · Commercial Property · Workers' Compensation
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