Charter Oak Fire Appetite Guide
Charter Oak Fire appetite across 19 business classes. Available in 51 states.
Charter Oak Fire is a standard/admitted carrier. The Charter Oak Fire Insurance Company is authorized in all states except California, including DC and Puerto Rico.
Preferred Appetite (7 classes)
preferredGeneral Contractors
General Liability · Commercial Property · Workers' Compensation
preferredHealthcare / Medical
Business Owners Policy (BOP) · General Liability · Commercial Property
preferredManufacturing
General Liability · Commercial Property · Workers' Compensation
preferredProfessional Services
Business Owners Policy (BOP) · General Liability · Commercial Property
preferredReal Estate
Business Owners Policy (BOP) · General Liability · Commercial Property
preferredRetail Stores
Business Owners Policy (BOP) · General Liability · Commercial Property
preferredTechnology Companies
Business Owners Policy (BOP) · General Liability · Commercial Property
Standard Appetite (12 classes)
standardAccounting Firms
Business Owners Policy (BOP) · General Liability · Commercial Property
standardAuto Repair Shops
General Liability · Commercial Property · Workers' Compensation
standardBeauty Salons & Spas
Business Owners Policy (BOP) · General Liability · Commercial Property
standardCleaning Services
Business Owners Policy (BOP) · General Liability · Commercial Property
standardElectrical Contractors
General Liability · Commercial Property · Workers' Compensation
standardHealthcare Offices
Business Owners Policy (BOP) · General Liability · Commercial Property
standardLandscaping & Lawn Care
Business Owners Policy (BOP) · General Liability · Commercial Property
standardLaw Firms
Business Owners Policy (BOP) · General Liability · Commercial Property
standardPlumbing Contractors
General Liability · Commercial Property · Workers' Compensation
standardRestaurants
Business Owners Policy (BOP) · General Liability · Commercial Property
standardTrucking
General Liability · Commercial Property · Workers' Compensation
standardWholesale Distribution
General Liability · Commercial Property · Workers' Compensation
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