{
  "sample_size_carriers": 509,
  "total_lob_rows": 2031,
  "sourceType_distribution": {
    "pdf": 201,
    "text": 308
  },
  "random_seed": 20260518,
  "bootstrap_iters": 1000,
  "metric_1_interaction_disclosure_rate": {
    "numerator": 11,
    "denominator": 509,
    "rate": 0.0216,
    "rate_percent": 2.16,
    "ci_95_lo": 0.0098,
    "ci_95_hi": 0.0354,
    "ci_95_lo_percent": 0.98,
    "ci_95_hi_percent": 3.54,
    "denominator_description": "509 carriers",
    "label": "share of carriers whose source text contains at least one industry x state x size interaction clause"
  },
  "metric_2_date_disclosure_rate": {
    "numerator": 114,
    "denominator": 509,
    "rate": 0.224,
    "rate_percent": 22.4,
    "ci_95_lo": 0.1886,
    "ci_95_hi": 0.2593,
    "ci_95_lo_percent": 18.86,
    "ci_95_hi_percent": 25.93,
    "denominator_description": "509 carriers",
    "label": "share of carriers whose source bears an explicit date string (guideYear non-null AND year appears in source text)"
  },
  "metric_3_naics6_disclosure_rate": {
    "numerator": 6,
    "denominator": 509,
    "rate": 0.0118,
    "rate_percent": 1.18,
    "ci_95_lo": 0.002,
    "ci_95_hi": 0.0216,
    "ci_95_lo_percent": 0.2,
    "ci_95_hi_percent": 2.16,
    "denominator_description": "509 carriers",
    "label": "share of carriers with at least one appetite class annotated with a 6-digit NAICS code"
  },
  "metric_4_three_dimension_full_disclosure_rate": {
    "numerator": 9,
    "denominator": 509,
    "rate": 0.0177,
    "rate_percent": 1.77,
    "ci_95_lo": 0.0079,
    "ci_95_hi": 0.0295,
    "ci_95_lo_percent": 0.79,
    "ci_95_hi_percent": 2.95,
    "denominator_description": "509 carriers",
    "label": "share of carriers where D1 \u2260 not_disclosed AND D2 \u2260 not_disclosed AND D3 \u2260 not_disclosed AND D5 = yes"
  },
  "metric_5_lob_revenue_max_population_rate": {
    "numerator": 95,
    "denominator": 2031,
    "rate": 0.0468,
    "rate_percent": 4.68,
    "ci_95_lo": 0.0379,
    "ci_95_hi": 0.0561,
    "ci_95_lo_percent": 3.79,
    "ci_95_hi_percent": 5.61,
    "denominator_description": "2031 LOB rows",
    "label": "share of LOB rows where revenueMax is populated \u2014 the lead corpus-scale headline"
  },
  "metric_6_lob_state_specific_within_populated_rate": {
    "numerator": 454,
    "denominator": 1744,
    "rate": 0.2603,
    "rate_percent": 26.03,
    "ci_95_lo": 0.2414,
    "ci_95_hi": 0.2798,
    "ci_95_lo_percent": 24.14,
    "ci_95_hi_percent": 27.98,
    "denominator_description": "1744 populated LOB rows (of 2031 total LOB rows)",
    "label": "within LOB rows whose statesAvailable is populated, share that is NOT ['all'] (i.e. state-specific)"
  },
  "metric_7_d1_heterogeneity_index": {
    "value": 4,
    "values_observed": [
      "class_code",
      "free_text_industry",
      "naics_6",
      "not_disclosed"
    ],
    "label": "number of distinct D1 codings used across the corpus"
  },
  "auxiliary_facts": {
    "guideYear_missing_rate": {
      "numerator": 374,
      "denominator": 509,
      "rate_percent": 73.48
    },
    "lob_employee_max_population_rate": {
      "numerator": 40,
      "denominator": 2031,
      "rate_percent": 1.97
    },
    "lob_states_available_population_rate": {
      "numerator": 1744,
      "denominator": 2031,
      "rate_percent": 85.87
    }
  },
  "dimension_distributions": {
    "D1_industry_granularity": {
      "free_text_industry": 472,
      "not_disclosed": 25,
      "naics_6": 6,
      "class_code": 6
    },
    "D2_state_granularity": {
      "state_global": 420,
      "not_disclosed": 77,
      "state_specific_per_lob": 12
    },
    "D3_size_threshold": {
      "both_explicit": 17,
      "implicit_segment": 391,
      "revenue_explicit": 41,
      "not_disclosed": 52,
      "employee_explicit": 8
    },
    "D4_exclusions": {
      "explicit_list": 157,
      "not_disclosed": 351,
      "narrative_only": 1
    },
    "D5_interaction_disclosure": {
      "yes": 11,
      "no": 498
    },
    "D6_date_disclosure": {
      "explicit_date_on_guide": 114,
      "pdf_metadata_only": 21,
      "no_date_anywhere": 374
    }
  }
}